Recognising the diverse and vital roles women play in our lives, Health PowHer is dedicated to meeting their unique healthcare needs. Our comprehensive insurance plan covers all family members, with special benefits tailored specifically for women.
Health PowHer is more than just an insurance plan. It’s a tool that empowers women to take charge of their health with confidence. From reproductive health and maternity care to preventive screenings and mental wellness support, we’ve got you covered. But it doesn’t stop there. It also offers wellness programs, nutritional guidance, and menstrual health support, ensuring every aspect of your well-being is addressed.
With Health PowHer, you can rest assured knowing that your health needs are covered without the worry of financial strain. Embrace the strength of good health with Health PowHer, where women’s wellness is valued, honoured, and supported.
Features of Future Generali Health PowHer Plan
- Comprehensive coverage plan: The health insurance addresses specific women’s health needs. It also covers your family, including men.
- Women’s Coverage: This plan recognises women’s unique health needs. It offers health insurance for pregnant women, menstrual health insurance, menopause coverage, hormonal health coverage, and more.
- Value-added services: Everyone needs a health ally, much more than a health insurance plan and understands women’s journey.
- 24/7 support ensures timely assistance when needed. A team of experts is always in place to ensure a smooth healthcare journey.
Health PowHer Plan Benefits
- Easy comparison: Health PowHer provides three distinct plans tailored to match your specific coverage requirements. Through our online platform, you can effortlessly compare the benefits and coverage of each plan, enabling you to select the ideal health insurance option that suits your needs perfectly.
- Convenience: Why bother with physical branches and long wait times when you can buy your policy online? Enjoy the convenience of purchasing anytime, anywhere, without the need for appointments or queues.
- Time-Efficient: Forget about the hassle of paperwork and waiting days for approval. With our online process, you can breeze through the application, upload documents, complete KYC requirements, and receive your policy documents—all from the comfort of your home.
- Cost-Effective: Cutting out agents and distributors pass the savings directly to you. Say goodbye to commission fees and unnecessary expenses, making our online premiums more affordable than ever. Plus, the digital process means savings on stationery costs, further reducing your premiums compared to traditional methods.
Why Health PowHer?
- Tailored for Women: Health PowHer prioritises the health and well-being of your entire family, with exclusive coverage designed specifically for women. Our comprehensive plan includes benefits for pregnancy, postpartum care, menopause, and critical illnesses unique to women’s health.
- Comprehensive Wellness Approach: The plan goes beyond traditional medical coverage to promote holistic wellness. Our plans offer exclusive access to wellness programs, nutritional counselling, and mental health support, empowering you to lead a balanced and healthy lifestyle.
- Effortless Claims: Our dedicated team of experts is committed to ensuring a seamless and stress-free claims process. We’re here to assist you every step of the way, allowing you to focus on caring for your loved ones without worrying about administrative hassles.
- Cashless Hospitalization: Through our extensive network of top-tier hospitals, HEALTH POWHER offers cashless hospitalisation facilities. It means you can receive necessary medical treatment without upfront payment, allowing you to concentrate on your recovery while the plan handles the billing directly with the hospital.
- Tax Benefits: By opting for Health PowHer, you can also enjoy tax savings under Section 80D of the Income Tax Act. You’re eligible for up to Rs. 25,000 annual deductions on your health insurance premiums, providing additional financial benefits.
- Inclusive Coverage: While Health PowHer is tailored to address women’s health needs, it’s not limited exclusively to women. Men can also purchase this comprehensive plan for themselves and their families, provided they include at least one family member in the policy. Additionally, Health PowHer can be exclusively purchased by women seeking comprehensive health coverage.
Comprehensive Coverage Inclusions
- Hospitalisation expenses: These expense include room rent, in-patient costs, daycare treatment, etc.
- Surgery: It includes cataract surgery and Lasik for both eyes. It also covers cosmetic, bariatric and plastic surgery.
- Ambulance service: Assure timely medical treatment through emergency road and air ambulance services.
- Critical illness: Financially supports you and your family in recovery from critical illnesses with medical bill headaches.
- Accidental death: Secures you and your family against accidental death, total and partial disablement.
Maternity Benefit Inclusions
- Newborns: Covers newborn baby expenses and vaccination.
- Covering stell cells: You can secure the future of your child by covering the stem storage cell costs.
- Infertility: Covering infertility treatments.
Coverage Specific to Women
- Maternity care insurance: It covers expenses for delivery, antenatal care, nursing, miscarriage, and medical pregnancy termination.
- Booster for cancer care: The insured females can avail of cancer treatments specific to females.
- Voluntary sterilisation: It aims to cover procedures of voluntary sterilisation.
- Home care: It covers expenses for temporary senior care and domestic help.
- Menopause and puberty: Women are also offered treatments for menopause and puberty disorders.
Factors Affecting Health Insurance Premium for Women
Several factors influence the premium amount for women’s health insurance plans like Health PowHer.
- Age
- Medical History
- Sum Insured
- Lifestyle Factors
- Type of Plan
- Riders and Add-ons
Final Word
Women’s health insurance empowers women to effectively manage their health and wellness by providing coverage for preventive care, wellness programs, and health check-ups. This proactive approach encourages early detection and treatment of potential health concerns, resulting in improved health outcomes and decreased healthcare expenses over time.
